Tag Archives: Fort Worth

Big Lots 20% OFF Entire Purchase This Weekend

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As if Big Lots prices aren’t cheap enough, this weekend, they are offering a special  20% OFF your entire purchase deal. This is a great time to fill in the gap on your food pantry, personal care items,  office/school supplies and other household items.

There are two different ways to get 20% Off at Big Lots this weekend:

  1. If you are a Buzzclub Rewards members you can get a jump-start on saving 20%.  Show your rewards card at checkout after 5PM on Saturday, March 3 to get the 20% OFF your entire purchase.  You can easily  become a Buzzclub Member online for FREE, here.
  2.  Print out the coupon you’ll find here (even if you aren’t a Buzzclub Rewards member) and use it during store hours Sunday, March 4 to get 20% OFF your total purchase.

Find a Big Lots Store location near you, here.

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Leap Day 2012 Deals and Freebies

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Happy Leap Day! There are lots of companies jumping on board to celebrate our extra day by offering customers special, today-only savings on everything from discounts on clothes to free food offers.  Here’s the scoop:

Online ONLY Deals

Adobe Photoshop Lightroom 3: For today only, you can get this photography editing software for $89.99 (Retail, $299.99) at Amazon.

Banana Republic: 29% on full priced styles with promo code BRLEAPYEAR

The Body Shop: 29% off site-wide using coupon code LEAPYEAR

CardStore.comGet a FREE Card – today only, using code  CCC2029.

Entertainment Book: Buy 2 of the 2012 books for $29

Famous Footwear: Save 15% on any order with coupon code 15SPORT

Kohl’s: Save 20% + FREE shipping on orders over $29 using code SAVE20

Leapfrog: Save 15% on orders of $60 more using coupon code LEAP15

Office Max: Save 20% with code: BIG LEAP (valid through 3/3)

Payless Shoes: Save 29% with coupon code: 68317

Reebok: Save 50% on NFL items through March 1 with code NFL50

Shoes.com: Free shipping plus 10% off all orders with code CHEERS

Snoopy & Peanuts:  Download a FREE Snoopy Activity Kit from Peanuts

Under Armour: Free shipping with code FVMJHCJAD6Q

Restaurant Deals

Boston Market: 10% off entire purchase. Print your coupon HERE.

Buca di Beppo: 4 for $29 meal deal with printable coupon.

Caribou Coffee: BOGO beverages. See details HERE.

Chick-fil-A: FREE 3 pc of Chick-n-Minis between 6:30-10:30am (available in select areas)

Chili’s: FREE Chips and Queso with purchase. Learn More HERE.

Denny’s: 29% off your entire check with printable coupon.

Einstein Bros: Buy one, get one free offer on Facebook.

Quiznos: Free drink with sub purchase with printable coupon

Subway: FREE cookie (plus every footlong sub is just $5 in February)

In-store Deals

Ace Hardware: 25% off one regularly priced item with printable coupon

Tanger Outlets: Free $10 gift card to use at any of their stores. Text TANGER to 74700 (sign up for mobile mail list) and they will hold a $10 gift card for you at Shopper Services.

A special thanks to Mommy Savers for compiling most of this list.

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Save Up to 70% OFF Disney Baby Clothing!

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Here’s a great deal worth checking out if you have a baby to buy for (or perhaps an upcoming shower)…

Get an additional 25% Off discounted Disney Baby Clothing at Amazon when you enter code DIS25OFF at checkout ~ this brings some items over 70% OFF retail!  Plus, these items are eligible for FREE shipping with your Prime Membership or a $25 order.

Savings Example: The 4-Pack Cuddly Bodysuits (go here) would be $9.75 (less than $2 each!) ~ they are marked down from $36 to $13 and when you use the promo code to save an additional 25%, that brings the price on this set of bodysuits to $9.75.

Go here to see the entire selection of Disney baby clothing that qualifies for the 25% OFF.

Enjoy and Share!    :)

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FREE Chili’s Chips & Queso (February 27-29)

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Chili’s is celebrating Leap Year by giving away FREE Chips & Queso Print the coupon you’ll find here and use it any time today through Wednesday (February 27-29, 2012) ~ valid with any adult entrée purchase.

Plus: Go here to sign up for Chili’s Email Newsletter and they will instantly send you a coupon for a FREE chips & queso to use in the future.

Enjoy and Share! :)

 

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FREE Pancakes at IHOP Tomorrow, February 28

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Join IHOP  to celebrate National Pancake Day tomorrow, February 28, and they will give you one short stack of buttermilk pancakes for FREE

Details, details
What:  No coupon is necessary to get the free pancakes.  IHOP only asks that you consider making a donation to local children’s hospitals through Children’s Miracle Network.  Click here for more info.
When:  Free pancake offer is available Tuesday (February 28, 2012), during normal IHOP business hours.
Where:  All participating IHOP locations.  Find one near you, here.

Mostly Useless Information for the Curious:  If, like me, you wondered if “National Pancake day” is just another one of those invented “Hallmark” holidays created to sell more things, you might find it interesting to discover that this celebration actually dates back  several centuries and started in England!  Who knew?  Read more at wikipedia, if you want to know more about the history of Pancake Day (a.k.a. Shrove Day which traditionally falls the day before lent).

Enjoy and Share!    :)

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FREE Resources for Gardening and Selecting Easy-to-Grow Plants for DFW and North Texas ~ Post #6

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Note about this post: We are taking a little blog-cation over the coming days and are republishing some of our top posts from the past (in no particular order). We look forward to being back with you in a few days! :)

True confession: I love to dig in the dirt.
I melt with envy when I see “good dirt,” since my backyard is filled with
clay-like gooey soil mixed in with a healthy ~ errr, unhealthy ~ amount of limestone rock.  It takes a whole lot of work, compost, etc to make the plants in our suburban Fort Worth garden happy, but in the end, it is incredibly satisfying to plant something in the garden and see it blissfully take off!

Let me not lead you astray, though, as I do not have a “green thumb!”  Yes (another confession), I am a plant killer. Please don’t call the plant police!

The Strong Shall Survive
(a.k.a. This plant will not be voted off the island!)
Texas Summers are brutal, so after several years of taking the lives of lots of wonderful (but helpless in my hands) plants, I have developed a motto for my gardening tactics and plant choices: “The Strong Shall Survive!”   Let’s face it.  I don’t handle horticultural disappointment well and definitely don’t have the intestinal fortitude to be a farmer.

That said, my list of favorite plants that survive the abuse known as “me” largely includes North Texas-friendly perennials and a few hardy herbs and vegetables.  I especially love the ones that have been shared with me by friends and family and have a known history like the Texas Gold Columbine that came from my mother’s garden last week, the rosemary that was a Christmas gift from a friend, the antique violets from my Grandmother’s garden, and the 3 Red Knock-Out Roses that a friend dropped off as left-overs from a project (love leftovers like these!).  Each one brings a happy memory and smile to my face!

Plant This, Not That.
After much trial and error over the years, I have discovered several great resources that have helped my plant success rate go up (and conversely, caused my “kill” rate to go down!).  Following is a list of some of my favorite “go to” sites for selecting plants for this area, along with a few books you can get cheap at Amazon.com or on loan from the library:

:: Free Internet Resources for Texas and DFW area gardening

  • Ask Mr. Smarty Plants: Love this site! Mr. Smarty Plants is a free service provided by the staff and expert volunteers at the Lady Bird Johnson Wildflower Center. It is written in language that even a novice gardener like me can understand.  Send in your challenging plant problems and questions or just peruse the extensive database of Q&A from others.  They do answer all questions and most responses are accompanied by gorgeous photos of the plants discussed.
  • Calloway’s My Texas Garden: This local site provides a terrific list of quick-read resources for Texas gardeners.  You’ll find everything from tips on how to discover your garden personality to choosing plants that attract hummingbirds. If you sign up for their “Garden Club” (FREE!), you’ll also get notifications of free store seminars plus links to some terrific coupons and store specials.  Last month I received a 50% Off Coupon for anything in the store & now I’m a proud owner of a terrific new weeding tool (dear dandelions, you will not win!).
  • Texas A&M’s List of Texas Star Plants: I have tried several of these plants and each one gets “The Strong Shall Survive” seal of approval!
  • The Grumpy Gardener Blog: I have been following southern horticulturist Steve Bender (Southern Living Magazine) and his tongue-in-cheek campaign against “Crepe Murder” for years.  If you have sawed off your crepe myrtles and turned them into stumps, he just might pay you a surprise visit and have a word or two :).  He now has a blog that is full of great Southern gardening tips (and as a bonus, he will make you laugh).
  • Lady Bird Johnson Wildflower Center Native Plant Database & North-Central Texas list of Recommended Plants: The amount of information on each plant in this database is amazing.
  • Native Plants of Texas: This is a really handy search engine for finding Fort Worth & Dallas friendly plants with specific needs (i.e. drought or shade tolerant).  You can narrow your search by type of plant (Evergreen trees, vines, groundcovers, etc) and even color.  Most searches produce a variety of corresponding plant pictures.
  • Texas A&M Horticulture’s Spring Planting Calendar for Vegetables (DFW Metroplex is Zone 8, Region III). Great guide for when to plant those veggies in our area.

:: Recommended Books for Texas and DFW Area Gardening

  • The Southern Living Garden Book:  This is the first book I pull from the shelf when I have a garden question. It’s a great encyclopedia of plants and other gardening info for Southern Gardeners.  In fact, a few years ago, I learned how to prune my roses with the easy-to-follow illustrations and guide.
  • All New Square Foot Gardening, Grow More in Less Space: Provides a  fun approach and easy-to-follow guide for a simple 4 foot x 4 foot  vegetable garden, along with lots of money-saving tips for frugal gardening.  It’s an easy way to grow a vegetable garden in spite of our terrible North Texas soil (great for small suburban gardens, too).
  • Howard Garrett’s Texas Organic Gardening:  Howard Garett, our local garden expert, is my go-to person for organic gardening info. His book provides solutions specific to Texas gardens like the best (and worst) plants for our area, organic ways to improve your soil and deal with pests, and other great organic gardening tidbits.
  • Texas Home Landscaping: If you are trying to save on landscape plans and want some do-it-yourself guidance and ideas for making your home landscape more attractive and functional, this is a great resource.  This book gets my “Strong Shall Survive” seal of approval, as all plants recommended should thrive in our area & are Texas friendly. There are abundant illustrations and plant photos throughout (love that it shows you what plants will look like from initial planting to full-grown plants!).  Each plan will tell you exactly how much land space you need as well as the recommended plant list.

I know I’m just scratching the surface of the many local garden resources that exist, so please share some of your favorites in the comments section!  Tell me about what you are planting (and your favorite plant survival tips too)!

Enjoy and Share! :)



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New Favorite: Baked Balsamic Chicken ~ Post #5

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Note about this post: We are taking a little blog-cation over the coming days and are republishing some of our top posts from the past (in no particular order). We look forward to being back with you in a few days! :)

      

A couple of months ago I discovered a “no-fail” recipe for baked chicken. This easy recipe has consistently provided the most moist and flavorful baked chicken and is my new “go-to” for all recipes that start with a base of cooked chicken.

The recipe is perfect as is (served right out of the oven with the balsamic sauce), but we also like the chicken without the sauce, served cold and chopped up on a green salad.  It would be great for chicken salad and sandwich wraps, too.  I double the recipe and freeze the extra chicken for quick and easy meals.

Baked Balsamic Chicken

Ingredients

6 boneless, skinless chicken breast halves

1 ½ teaspoons fresh rosemary leaves, minced, or ½ teaspoon dried

2 cloves garlic, minced

½ teaspoon freshly ground black pepper

½ teaspoon salt

2 tablespoons extra-virgin olive oil

¼ cup balsamic vinegar

4-6 tablespoons white wine (optional)

Directions

1.  Remove excess fat from chicken and rinse the chicken. Combine the rosemary, garlic, pepper, and salt in a small bowl and mix well. Place the chicken in a large bowl. Drizzle with the olive oil, and rub each piece of chicken with the spice mixture. Cover and refrigerate overnight.

2.  Preheat the oven to 450°F. Spray a heavy roasting pan or iron skillet with cooking spray. Place the chicken in the pan and bake for 10 minutes. Turn the chicken over. If the drippings begin to stick to the pan, stir in 3-4 tablespoons water or white wine (if using).

3.  Bake until a thermometer inserted in the thickest portion of the meat registers 160°F and the juices run clear (about 10 more minutes).

4.  If the pan is dry, stir in another 1-2 tablespoons of water or white wine to loosen the drippings. Drizzle the vinegar over the chicken in the pan.

5.  Transfer the chicken to plates. Stir the liquid in the pan and drizzle over the chicken.

To freeze extra chicken:  Eliminate steps 4 & 5.  Place chicken on a wax paper lined cookie sheet, so that the chicken is not touching.  Freeze for 2 hours (or until outside feels frozen) and then transfer to a freezer safe bag or container.

Do you have a favorite recipe?  We would love to hear about it! Share your recipe in the “contact us” section.

 

Enjoy and Share! :)



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Is Refinancing Your Home a Wise Option? ~ Post #4

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Note about this post: We are taking a little blog-cation over the coming days and are republishing some of our top posts from the past (in no particular order). We look forward to being back with you in a few days! :)

Mortgage Rates Fall to Record Lows.
Average mortgage interest rates just hit their lowest level since 1971 , and if you are a homeowner, this is a really good time to explore refinancing. And I do mean “explore.”

Just because rates have dropped doesn’t necessarily mean that it is wise for everyone to refinance immediately.  Refinancing involves applying for a new loan which will be used to pay off the old loan.  Remember that mile-high  stack of mortgage paper work?  You’ll have to go through that process all over again, (but the extra effort could really be worth it in savings).

Is Refinancing Your Home Right For You?
There are lots of good reasons to refinance your mortgage including a lower interest rate, a shortened mortgage term so you can  build equity and get out of debt faster, lower monthly payments, or switching from an adjustable rate to a fixed-rate mortgage.

Before you invest too much time in the refinance process, make sure you can say “yes” to the following 2 questions (the basic refinance rules of thumb):

  1. Is the new refinance interest rate at least 1 percent lower than your existing mortgage interest rate?
  2. Do I plan to own my home until I break even on the refinance costs?

If you answered “no” to either of these questions, it might not make sense for you to refinance at this time, as loan costs could exceed any potential interest savings.  Keep reading, if you said “yes” to both questions or if you don’t know the answer (we’ll try to help you figure that out below).

6 Easy Steps To Determine If A Refinance Will Save You Money
If you can say yes to the above questions, you still have a little loan shopping and comparison homework to do in order to decide whether a refinance is a wise option.

  1. Find out if your current mortgage has prepayment penalties. Although it is uncommon, some mortgages do charge a prepayment penalty. If this is true of your mortgage, determine how much you will be charged if you  pay off your mortgage  early.
    .
  2. Shop for the best refinance deal. We recommend that you only look at fixed interest loan rates from reputable loan providers (go here to learn more). Also compare your total closing costs and refinance fees among potential lenders, costs like: points, survey fees, appraisal fees, attorney fees,  mortgage prepayment penalties and more (read the list of potential fees here). Ask each lender to give a complete list and total cost of fees in writing so that you can make a fair comparison.  If they will not give you this in writing, consider this a red flag.
    ..
  3. Learn what the new monthly mortgage payment will be. Each bank or mortgage company should give you, in writing, the new interest rate and monthly mortgage payment, based on at least two options:
    .

    1. Add the closing costs and refinance fees to the remaining balance of the home (this is called “rolling costs into the mortgage”), AND
    2. Pay the refinancing fees and closing costs out-of-pocket and in cash. If you can swing it, this is typically the better financial option, providing a higher amount of long-term savings.
      .
  4. Compare the offers and their potential savings. Use the refinance calculator (here) to compare the interest savings and refinance costs for each lender option and figure out which gives you the most favorable overall cost savings. If you’ll have a prepayment penalty on your current mortgage (Step #1, above), determine what the penalty would be if you refinance, and add that amount to your closing costs when you make your comparisons.
    .
  5. Calculate your break-even point. For each loan scenario, write down the number of months for interest savings to offset closing costs” (9th box down in the refinance calculator). This is also known as your break-even point.
    .
  6. Analyze your break-even point. Estimate the number of months you expect to own your home and compare it to the break-even points calculated in steps #4 & #5 of each loan scenario. If the expected number of months that you’ll own your home is greater than the break-even point number of months, then refinancing will likely offer you long-term cost savings.

An important side note on taking cash out: You might figure out that this is the right time for you to refinance.  Depending on the amount of equity you have already invested in your home, your loan provider might give you the option to get cash back and take out a bigger loan.  While this might be tempting, we strongly recommend that you avoid this option if possible.  It will likely cost you more money in the long run, could possibly wipe out any potential savings you make from the refinance, and might extend the amount of time until you can be debt and mortgage free. This option benefits the lender (who makes more money off the larger loan), not you.  Just say “no” to this option!!

Are you planning to refinance your home?  Do you have any words of wisdom you can share from your home refinance experience? We’d love to hear about it (please leave a note in the comments section)!


Enjoy and Share! :)



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FREE or Cheap: Fantastic Entertaining Ware, Cookbooks & More From One Kings Lane

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You might have seen in one of last week’s posts, when you join One Kings Lane for FREE as a new member, they’ll give you $15 to use towards your first order of $30 or more.  If you haven’t signed up yet, you can still do so and get the $15 credit, here.

Since you have to use the $15 credit within 30 days (or you lose it), we want to find ways to help you apply the credit to get some great goodies for FREE or really cheap.  Today, there is a wonderful boutique full of fresh and festive entertaining ware (like a set of 6 fun dessert party plates ~ $12 before the discount! Woot!) ~ definitely worth checking out.  Most of the sets of dishes, cookbooks, cups & more in this boutique are priced $9 to $20 (so after the $15 OFF credit, quite a few things would be FREE!).  Here’s the scoop…

How to Get A FREE Set of Plates, Cups, or Bowls

If you haven’t already used your $15 credit, you might consider using it for some of the fun things we found in today’s One Kings Lane Classic Coffee, Tea, & More Boutique Sale (look for the boutique picture link above, once you get logged in to One Kings Lane).  You could get most of these goodies in this boutique FREE or really cheap when you use the $15 credit.   There are almost 150 items to choose from.

Even without the credit, you can score some great deals today (sale ends Wednesday) like these sets of plates, bowls and cups  ~ terrific for a party or use as a nice hostess gift:

Learn more about One Kings Lane and how to get the $15 Credit here.

Go here to sign up for free and get the $15 New Member credit!

Enjoy and Share!    :)

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FREE! A Special Invitation to Join SniqueAway Bargain Travel Site (Plus a Review of Our Experience)

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TOP RATED HOTELS + FANTASTIC BARGAINS + FREE MEMBERSHIP = SNIQUEAWAY TRAVEL SITE

I love a great deal, and I love to travel ~ So, I’m excited to pass-along an invitation to you from Frugal in Fort Worth and Trip Advisor to become a member (FREE) of Snique AwayTrip Advisor’s NEW travel bargain site (and I do mean bargain!!!).

Backed by the credibility of TripAdvisor.com, SniqueAway offers limited-time sales and deep discounts on some fantastic 4 & 5-Star rated hotels around the world, with savings typically from 40-60% OFF.  The hotel sales change weekly and span a wide range of travel tastes and budgets.  Membership to Snique Away is FREE, but you have to be invited to join (and you are officially invited by Frugal in Fort Worth!)

What kinds of bargains should you expect? This week Snique Away features sales for top-rated hotels in Whistler ~ Canada, New York ~ NY, Bagshot ~ England (pack me in your bags, please), and Summerville ~ South Carolina. If you want to plan a little “stay-cation”, they even have a great special this week for the historic Adolphus in Dallas ~ $89 for their Deluxe Room through SniqueAway (I looked at Adolphus’ website and this same room is going for $174 there, today).

Sign up & join here (FREE)!

Learn more about SniqueAway, here or keep reading for a longer review of our experience with SniqueAway (and why we like it so much!). 

______________________________

      

My personal experience with SniqueAway

A few months ago, I was sent a private invitation to join SniqueAway.  To be candid, when I received this invitation, I was a bit skeptical about what it was. I didn’t want to unknowingly sign up as a target for one of those annoying time-share deals with all the high-pressure sales riff-raff (pretty much like gum on the shoe).  Plus, the austere pre-member-sign-in web design and invitation-only aspect made it impossible to preview & peruse the website to make sure this was something I was truly interested in (hopefully this review will make it much easier for you). 

After doing quite a bit of research and watching and comparing various travel offers, I am happy to say that I am very comfortable recommending SniqueAway to my readers. It is an easy, easy way to find unheard of deals on some of the best hotels in the world.  It turns out it is part of one of my favorite travel opinion sites, Trip Advisor (read here and here for a nice overview).  In fact, the only hotels featured on SniqueAway are ones that have been highly rated by readers like you and me on TripAdvisor.com ~ ratings from folks who have actually stayed at these hotels and share their opinions, both pros & cons.

This got my attention. For the last few years, Trip Advisor has been the first site I go to and one of the most credible opinion-sites when I’m selecting hotels, restaurants, and travel activities for new places (not to mention it has been great for fresh entertainment & restaurant ideas for Fort Worth).  I’m officially a fan of SniqueAway, and wanted to make sure my readers had a chance to take advantage of their free membership & travel bargains, too!

What to expect when you sign up with SniqueAway 

Once I signed up, I started receiving 1 email per week featuring about 5 hotel bargain deals from around the U.S. and across the world (plus a sneak preview at hotel deals that would be offered the following week). The offers are on a first come, first serve basis, lasting up to seven days or until sold out.

Since you will not be able to view these bargains until you sign up, I’m adding a screen capture below so you can get an idea of what you’ll see on a typical hotel bargain offer (you can see from the example below on the Dallas Adolphus, the price range goes from a pretty affordable deluxe room to luxurious suite options).

You’ll also notice that there is a Trip Advisor review tab (found on every hotel deal listing) where you can link to and read corresponding hotel reviews, providing quick insight into the experiences of other travelers and how they view the hotel.

HOW IT WORKS

1.  Sign up with this invitation. There is no cost to join the members-only service, but a private invitation is required.  As a reader of Frugal in Fort Worth, you are officially invited (Go here)!

2.  Check out the weekly hotel deals. Once you’re a member, there are always deals available on SniqueAway, with 3-5 new sales added Mondays at 1PM CST.

  • Members are notified via email of each week’s hotel deals, with offers on a first come, first serve basis, lasting up to seven days or until sold out. Members can preview future hotel deals seven days in advance and can set up a reminder for alerts when sales start.
  • After members receive and accept the invitation, they can check out photos and property overviews of the hotel offers. Inside every SniqueAway Escape there are TripAdvisor reviews, hotel amenities, room details—even local hot spots and location maps.
  • All hotels featured on SniqueAway have earned at least a four-star rating classification and four out of five review ratings on TripAdvisor.

3. Select and book your room.  Enter room type, check-in/check-out dates and click “Select.” Enter traveler information and any special requests for the hotel. From the time dates are selected, members have 15 minutes to click “Book it!” or the room(s) will be returned to inventory. All taxes and fees are included unless otherwise noted in the policies.

4.  Confirm, pack your toothbrush, and enjoy!  Upon booking, members receive a confirmation email from SniqueAway. All guests need at check-in is the hotel confirmation number and a credit card for any hotel purchase not included within the SniqueAway escape.

Sign up & join here (FREE)!

Enjoy and Share! :)

 

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Favorite Recipe: Chicken and Corn Chowder ~ Post #2

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Note about this post:  We are taking a little blog-cation over the coming days and are republishing some of our top posts from the past (in no particular order).  Perhaps you’ll find a new nugget or two that you’ve missed along the way or maybe just a timely reminder.  We look forward to being back with you in a few days!  :)

I was flipping through my recipe file this morning and pulled out this family favorite, which I thought I’d pass along.  I love this chicken and corn chowder recipe because it is delicious and easy, yet not full of “bad” fat calories.   I hope you enjoy it, too!

Chicken-Corn Chowder

Ingredients

  • 4  medium onions, diced
  • 1/4  cup  olive oil
  • 5  medium potatoes, cubed
  • 2  celery stalks, chopped
  • 1  tablespoon  salt
  • 1/2  teaspoon  pepper
  • 2  cups  chicken broth
  • 5  cups  milk
  • 2  (15 1/4-ounce) cans whole kernel corn, drained
  • 1  (14 3/4-ounce) can cream-style corn
  • 1  cup  half-and-half (I use the fat-free version to cut down on fat)
  • 1 1/2  teaspoons paprika
  • 1/4  teaspoon  dried thyme
  • 3  cups  chopped cooked chicken*
  • Chopped fresh parsley (optional)

Directions

  1. Saute onion in olive oil in a Dutch oven until tender.
  2. Add cubed potato and next 4 ingredients; bring to a boil.
  3. Cover, reduce heat, and simmer until vegetables are tender
    (about 15 minutes)
  4. Add milk and next 6 ingredients; cook until heated
    (10-15 more minutes).
  5. Sprinkle with parsley if desired.

*3 cups chopped cooked ham or turkey may be substituted.

Tip:  I double this recipe, as this soup freezes nicely and is great to have on hand for a fast dinner.

 

Enjoy and Share! :)



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10 Easy Strategies to Save a Bundle on Prescriptions at Your Local Pharmacy ~ Post #1

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Note about this post:  We are taking a little blog-cation over the coming days and are republishing some of our top posts from the past (in no particular order).  Perhaps you’ll find a new nugget or two that you’ve missed along the way or maybe just a timely reminder.  It was fun to look back over former posts ~ I hope you enjoy the review, too! 

We look forward to being back with you in a few days!  :)

10 easy ways to decrease prescription expenses

Good news for consumers! Pharmacies and drug manufacturers are competing hard for our prescription business by offering special savings incentives for choosing them. These incentives take many forms, ranging from pharmacy coupons for store gift cards to drug manufacturer coupons and rebates. The savings can add up fast since many of these coupons and rebates can be used together.

Let’s take a closer look at these incentives and strategies to save on your next pharmacy bill:

  1. Find out from your doctor if there is a generic option for your medication. With many pharmacies offering $4 generic prescriptions, this option can often save you a bundle and provide a lower insurance co-pay too.
  2. For non-generics, ask your doctor for available coupons or rebates from the manufacturer. Frequently, pharmaceutical reps provide coupons, instant rebates, and other savings promotions for doctors to pass along to their patients.
  3. Look online for coupons or rebates from the manufacturer. Visit the pharmaceutical company’s official website and search for savings incentives. The more competition a prescription has from other manufacturers or the newer the drug, the more likely you will find a rebate or coupon. Fellow blogger, “Internet Drug Coupons” has a long list of direct links to drug companies that offer discounts ~ a good starting point to find extra savings.
  4. Shop for the lowest prescription costs. Like every other shopping experience, it pays to shop around on your medications. The more expensive the prescription, the more important it is to compare prices to save money. This is particularly true, if you have high co-pays or deductibles on your insurance. Take a moment to call several stores before choosing a pharmacy, and be sure to include warehouse clubs like Costco and Sams on your call list, as they often have the lowest prices.
  5. Look for pharmacy coupons online before choosing where to fill your prescription. With a simple Google or Bing search you can easily find what coupons are available for local pharmacies ( i.e. Search: CVS Transfer Prescription Coupon February 2012 to find current online coupons).
  6. Scan your newspaper circulars for pharmacy coupons. Kroger, Target, CVS, Albertsons, and Walgreens, to name but a few, have all jumped on the prescription coupon band wagon and almost monthly run a coupon in their circulars (some can even be found online). Most often these pharmacies offer a gift card/certificate usable anywhere in the store with a prescription purchase. Call your pharmacist to find out if they have a current coupon or promotion ~ often then will have extra coupons on hand if you ask for them.
  7. Make it a habit to read your store receipts from the check-out. Pharmacy savings rewards and coupons are often provided to loyal store customers along with the receipt. I have often received such “bounce-back” pharmacy coupons with my grocery receipts at Target and know that other stores like CVS, Walgreens, and Kroger do this as well.
  8. Ask your store’s pharmacist what offers are currently available for new or transferred prescriptions. CVS and Walgreens often have available an unpublicized offer for a FREE $25 gift certificate for transferred prescriptions.
  9. Switch pharmacies. Some of the best savings coupons are for transferred prescriptions, making it literally pay to change pharmacies. However, you will want to evaluate the practicality and benefits of this. If you prefer to stick with one pharmacy, keep in mind that many pharmacies will take competitor coupons or match a competitor’s offer. Always ask.
  10. Try before you buy. Coupons for free trial vouchers or free samples for new customers are available for many medications direct from the manufacturer. You will need a doctor’s written prescription, however, to send with the coupon or voucher.

Be sure to look at all your options for maximizing your savings on medications. Combining store pharmacy offers with any available manufacturers’ incentives typically provides the greatest returns.

Important Note: These strategies are easy, but since they do need a little planning and time, we assume that your prescription is not for an emergency. If your medical professional has indicated you need immediate medical attention or medications, please do so, according to their instructions and advice. The material found on this page is for informational purposes only and none of it should be considered medical advice in any way. Please consult your physician with any medical questions.

If you have any other ideas on how you have saved money on prescriptions (or have links to related coupons & rebates), please post a comment, as we would love to hear about it!

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Beeeeeep ~ We interrupt our normal programming…

Every once in a while, we  take a few days to have an electronics sabbatical and blog-cation to get refreshed and rejuvenated.  Wow ~ do we need it now!  We will be taking that break in the coming days and will be back in full gear with more from  Frugal in Fort Worth in about a week. 

In the mean time…

We are going to repost some of our top posts from the last year.  We realize some of you may have joined our blog since these were posted, and others might have missed one or 2 of these posts (we know you can’t possibly read everything that comes your way, so maybe you’ll discover something you’ve missed!).

We look forward to catching up and bringing you more budget tips and deals when we get back.  Have a wonderful week!  :)

$5 MP3 Albums at Amazon ~ Great Selection!

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Did you know that every month, Amazon has a new list of 100 music MP3 albums that are priced at $5 each?  There is a wide variety that covers just about every music taste and is hand-selected by Amazon’s music editors. February’s list includes some perfect choices for Valentines Day, too (like Frank Sinatra, Norah Jones, and Michael Buble).

Some of the $5 albums that caught our eye include:

Go here to see the complete list of 100 $5 albums from Amazon.

Enjoy and Share!    :)

Subscribe to My Feed Get Blog Updates Delivered By Email - FREE! Follow Us On Twitter!

Want to keep up with fresh ways to save money
and button down the family finances?
Subscribe to Frugal in Fort Worth now. It’s FREE! 

 
Linking to Amazon through our site helps support Frugal in Fort Worth (bunches of thanks!)

Mmmm! FREE Starbucks Beverage with Purchase!

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Pop by Starbucks’ participating stores through Wednesday, February 8 and purchase a Starbucks® Blonde Roast 16 oz. bag or a Starbucks VIA Veranda™ Blend 12 pack and get a FREE handcrafted beverage of your choice – any size, no less!  No coupon needed.

Everyday Starbucks Savings Tip: Register for the Starbucks Rewards program and get free drinks, free refills, and other savings offers. The program is connected to Starbuck’s gift card program ~ meaning, you pay with a registered, preloaded gift card to earn rewards. If you have multiple Starbucks gift cards (i.e., you carry one and your spouse uses another or maybe you received a Starbucks card as a gift), register them all under one Starbucks Rewards account so that any purchases work towards higher rewards and free drinks.  Learn more here.

Enjoy and Share! :)


Want to keep up with fresh ways to save money
and button down the family finances?

Subscribe to Frugal in Fort Worth now. It’s FREE!

Subscribe to My Feed Get Blog Updates Delivered By Email - FREE! Follow Us On Twitter!